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Cash Flow Template for Excel

Monitor your cash flow with this free Excel cash flow template. Track income, expenses, and net cash position across months. Also works in Google Sheets. No signup required.

ExcelGoogle SheetsCSV
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Cost

Free

Signup

No signup

Formats

Excel, Sheets, CSV

Best for

Finance

Updated

2026-06-17

Cash Flow Template for Excel preview — free Google Sheets template

What Is This Cash Flow Spreadsheet Template?

This cash flow template is a free Excel spreadsheet for tracking and forecasting business cash flow. It monitors inflows and outflows, calculates net cash position, and helps you predict future cash needs to avoid liquidity issues.

Why Use a Google Sheets Cash Flow Spreadsheet Template?

A cash flow template is essential for business survival. Unlike profit and loss statements that show profitability, cash flow tracks actual money movement — ensuring you have enough cash to cover obligations.

When Should You Use This Cash Flow Spreadsheet Template?

Use this template weekly or monthly to monitor your cash position, forecast future needs, and plan for growth investments. It works alongside the profit and loss template for a complete financial picture.

What's Included

  • ✓Opening cash balance
  • ✓Cash inflows (revenue, loans, investments)
  • ✓Cash outflows (expenses, purchases, payroll)
  • ✓Net cash flow
  • ✓Closing cash balance
  • ✓Monthly forecast

How to Use This Template

1Download the Excel file or copy the Google Sheets version.
2Enter your opening cash balance.
3Log all cash inflows and outflows for the period.
4The template calculates net cash flow and closing balance automatically.
5Use the forecast section to project future cash positions.
6Review regularly to avoid cash shortages.

Who This Template Is For

Business OwnersFinancial ManagersFreelancersStartups

Available Formats

Google Sheets — Copy the template directly to your Google Drive. You can edit, share, and use it online from any device.

Excel (.xlsx) — Download the file and open it in Microsoft Excel, Apple Numbers, or any compatible spreadsheet application.

CSV — Download the comma-separated values file for use in data applications, databases, or legacy spreadsheet software.

Customization Tips

  • 💡Update cash flow weekly for accurate short-term planning.
  • 💡Use conditional formatting to highlight negative cash flow months in red.
  • 💡Create a 12-month forecast tab for annual cash flow planning.

Use Cases

  • Business cash flow management
  • Cash flow forecasting
  • Financial planning

Download or Copy

Copy Google SheetsDownload ExcelDownload CSV
Disclaimer: This template is for tracking and educational purposes only. It does not provide financial, investment, tax, or legal advice.

Frequently Asked Questions

Yes. Free to download or copy. No subscription needed.
Yes. The template works in Excel and Google Sheets.
Yes. Opening balance plus net cash flow equals closing balance — calculated instantly.
Yes. The forecast section projects future cash positions based on expected inflows and outflows.
Yes. Share the file with your financial team for collaborative cash management.

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Last updated: 2026-06-17

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